We have the opportunity and responsibility to manage our business responsibly and to promote sustainable development, by directing capital resources towards innovative projects and solutions that have an impact on the socio-environmental development of the local area.
Our Policy on Responsible Lending and Investing ratifies our Commitment and defines the guidelines for the integration of ESG (Environmental, Social and Governance) criteria in the responsible management of our financing, advisory, investment and consultancy activities.
In particular, the policy sets forth that our evaluations are based on an approach which combines the results of:
- negative screening, criteria that exclude beforehand and in all activities subjects directly and closely linked to the production and/or sale of arms that violate fundamental humanitarian principles. In relation to financing, we do not consider subjects sentenced for money laundering, violation of human rights and imprisonment, production and/or dissemination of paedo-pornographic material In addition, we carry out in-depth evaluations in the case of counterparties operating in sectors deemed not socially responsible, as well as characterised by a low ESG rating and/or companies involved in disputes considered capable of influencing the reputational and risk-return profile;
- positive screening, criteria that reward the companies committed to promoting socio-environmental responsibility, the protection of human rights and the fight against climate change.
In defining our Policy, we have made reference to internationally recognised principles and frameworks, such as the Universal Declaration of Human Rights, the 10 Global Compact principles of the United Nations and the Sustainable Development Goals (SDGs) of the United Nations.
In line with the group Policies, Mediobanca SGR, RAM Active Investment and Cairn Capital have defined their own policies for responsible investments, taking as a reference, among other things, the Principles for Responsible Investment – PRI, criteria established by the United Nations with the objective of developing a sustainable global financial system and supporting the signatories in the integration of ESG aspects in the investment decisions and in the active shareholding structure.
|RAM ACTIVE INVESTMENT||MEDIOBANCA SGR||CAIRN CAPITAL|